|Above, The Beast at Diamond Lake RV Park. Photo by Armand Vaquer.|
If you are considering buying a RV (new or used) anytime soon, insurance is something necessary to have and what coverage to get is a major consideration.
If you are going to travel/live in your RV full-time, expect the premium for full-time coverage to be more expensive. Since I don't travel full-time in my RV, the premium is much lower (roughly $500).
RV Life has an article on RV insurance for full-time RVers.
They begin with:
No one likes to think about insurance. But whether you are heading out for a vacation or live in an RV full-time, insurance is something that you need to consider.
Many times people are tempted to just get the cheapest or quickest coverage just to get that task over with so they can move on to more fun travel plans, but having the wrong insurance or being underinsured for what you are wanting to do can lead to trouble if you end up needing to call on your insurance policy.
Recently I had the opportunity to ask my insurance agent some questions about RV insurance, and in particular what might be needed for full-time RVers. Although our particular insurance company does not cover full-time RVers, he offered some sage advice and things to consider when looking for an insurance policy.
To read more, go here.