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Sunday, February 28, 2021

RV Warranties vs. RV Insurance

Above, The Beast at Crazyhorse Campground at Lake Havasu. Photo by Armand Vaquer.

When I bought my motorhome back in February 2015, I declined the dealer's extended warranty. Since they are located in San Diego, it would be pointless for me to have to go way down there to get something fixed under their coverage.

Instead, I bought the seven-year extended warranty through Good Sam. I am not limited to getting repairs, should they crop up, from a San Diego dealer. If a covered problem should arise while on a trip somewhere, I can get the repairs done at a RV repairer near where the problem occurs.

RV Life has posted an article on the difference between RV warranties and RV insurance. This should be read by every RV owner, particularly by new RV owners.

It begins with:

Warranties and insurance are a bit like your keys and wallet, you don’t want to leave home without them. Buy nearly any electronic or mechanical device and you’ll have the option to buy an additional or extended warranty for that item. Similarly, spend any amount of time watching TV or streaming video and you will be likewise inundated with commercials for insurance. Both are necessary and protect you in different ways. New RVers want to know, what is the difference between an RV warranty and RV insurance, and do I need them both?

To find the answer, go here

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